OSHC · AUSTRALIA

OSHC Australia: Overseas Student Health Cover

Compare Overseas Student Health Cover from five providers. Check OSHC prices, medical benefits, waiting periods and cover dates for a student visa, then request a quote.

What is OSHC?

OSHC (Overseas Student Health Cover) is health insurance for eligible international students in Australia. It helps with medical and hospital expenses during your studies. Check your student visa requirements and any exemption that may apply before arranging cover.

How to compare OSHC

Use the same start date, end date and membership type for every quote. Compare hospital and medical benefits, pharmacy limits, waiting periods, provider networks and the total premium. A lower price alone does not tell you whether a policy meets your needs.

What happens after you choose?

Submit your details to request a formal quote. Confirm the product, dates and price before payment. The insurer issues the policy; AUOSHC assists with the application and follow-up.

How much does OSHC cost?

Use your cover dates in the comparison form to see a total premium for single cover. A monthly estimate and a full policy premium are different figures. Couple and family cover need a personalised quote; multiplying the single price does not give a reliable family premium.

How to find cheaper OSHC

Select OSHC and sort by price with the same dates and membership. Check whether each result uses a stored rate or an estimate, then compare benefits and request a formal quote. The lowest result in our selected catalogue is not a claim to be the cheapest policy across Australia.

OSHC benefits, waiting periods and student visa dates

Check medical, hospital, ambulance and pharmacy benefits separately. Routine dental and optical care are usually excluded. Review waiting periods before treatment and confirm the full cover period for your subclass 500 student visa; use the date calculator to prepare your quote.

Explore the insurers in our catalogue

Product availability varies. Inclusion in this catalogue is not a claim that every product is suitable for every visa.

Questions before you buy

Does OSHC pay every medical bill?

No. Benefits, limits, exclusions and waiting periods apply. A provider may charge more than the amount your policy pays. Read the insurer’s policy documents before buying.

Can I compare family cover here?

The online prices currently cover single membership. Contact info@auoshc.com for a couple or family quote rather than using a single-person price.

Are the prices live insurer quotes?

No. Some products use stored rate tables and others use estimates. Each price is labelled. Your formal quote confirms the amount payable for your circumstances.

Continue exploring

Compare OSHC