01
Check the current requirements
Review the Home Affairs information for your 485 stream and your visa conditions. Ask the insurer what cover and evidence are appropriate for the application and the period after your student visa.
02
Coordinate the dates
Graduation, visa application and visa grant are different events. Do not assume they automatically change your insurance. Confirm the transition dates with your insurer before cancelling OSHC.
03
Request and keep the documents
Check the new policy’s eligibility, medical benefits, waiting periods and premium. Keep confirmation of the cover dates and any insurance certificate supplied by the insurer. Use the OVHC comparison as a starting point, then request a formal quote.
Continue exploring
Compare OSHC
Compare Overseas Student Health Cover from five providers. Check OSHC prices, medical benefits, waiting periods and cover dates for a student visa, then request a quote.
Compare OVHC
Compare Overseas Visitors Health Cover for working and visiting Australia. Check OVHC costs, benefits and visa condition 8501, then request a personalised quote.
Health insurance guides
- OSHC vs OVHC: which health cover should you compare?
- OVHC for a 485 visa: a cover transition checklist
- OSHC start and end dates: how to plan your cover
- Using OSHC: GP visits, gap fees and claims
- Switching OSHC: continuity, waiting periods and refunds
- OSHC for partners and children: a family cover checklist