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Medibank Standard Hospital & Medical
Medibank · Standard (with GP) · OVHC — visitors & workers
Our score 8.7 / 10Meets 8501No hospital excess
Australia's largest health fund. A 24/7 student health line, multilingual support, and the highest per-script pharmacy benefit.
What is good
- Hospital cover up to about $100,000
- Direct billing at Members Choice providers
What to watch
Benefit detail
- GP visits
- 100% of MBS
- Specialists
- 85% of MBS
- Pathology & imaging
- 85% of MBS
- In-hospital treatment
- 100% of MBS
- Private hospital network
- Prescriptions
- $70 per item · $500 a year
- Emergency ambulance
- Repatriation
- Not covered
- Hospital excess
- $0
- Direct billing
- Telehealth
- App claims
Waiting periods
- Pre-existing conditions
- 12 months
- Pregnancy and birth
- 12 months
- Mental health
- None
Similar policies
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Policies are underwritten and issued by Australian registered health insurers; we handle the quote and the sign-up. The insurer’s policy document and PDS are the authority on price and cover.