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Medibank OSHC Essential
Medibank · Standard (with GP) · OSHC — students
Our score 8.6 / 10Approved OSHCMeets 8501No hospital excess
Australia's largest health fund. A 24/7 student health line, multilingual support, and the highest per-script pharmacy benefit.
What is good
- Pays up to $70 per script — the highest here
- 24/7 student health line with multilingual support
- Emergency treatment at any hospital
What to watch
- The dearest single premium of the three live-rate products
Benefit detail
- GP visits
- 100% of MBS
- Specialists
- 85% of MBS
- Pathology & imaging
- 85% of MBS
- In-hospital treatment
- 100% of MBS
- Private hospital network
- Prescriptions
- $70 per item · $500 a year
- Emergency ambulance
- Repatriation
- $20,000
- Hospital excess
- $0
- Direct billing
- Telehealth
- App claims
Waiting periods
- Pre-existing conditions
- 12 months
- Pregnancy and birth
- 12 months
- Mental health
- None
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