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Medibank Base Hospital
Medibank · Basic (hospital only) · OVHC — visitors & workers
Our score 8.5 / 10Meets 8501No hospital excess
Australia's largest health fund. A 24/7 student health line, multilingual support, and the highest per-script pharmacy benefit.
What is good
- Big-brand network and support coverage nationwide
- Multilingual support team
What to watch
- Expensive for a hospital-only policy
- No GP or pharmacy benefits
Benefit detail
- GP visits
- Not covered
- Specialists
- Not covered
- Pathology & imaging
- Not covered
- In-hospital treatment
- 100% of MBS
- Private hospital network
- Prescriptions
- Not covered
- Emergency ambulance
- Repatriation
- Not covered
- Hospital excess
- $0
- Direct billing
- Telehealth
- App claims
Waiting periods
- Pre-existing conditions
- 12 months
- Pregnancy and birth
- 12 months
- Mental health
- None
Similar policies
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Policies are underwritten and issued by Australian registered health insurers; we handle the quote and the sign-up. The insurer’s policy document and PDS are the authority on price and cover.