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Allianz Care OSHC Standard
Allianz Care · Standard (with GP) · OSHC — students
Our score 9.1 / 10Approved OSHCMeets 8501No hospital excess
A wide direct-billing clinic network, so GP visits cost nothing upfront, and a published month-by-month rate card.
What is good
- Priced from a published month-by-month rate card
- No waiting period on mental health services
- Large direct-billing clinic network — no upfront payment for GP visits
What to watch
- Single premium sits slightly above ahm and nib
- Specialists and imaging capped at 85% of MBS
Benefit detail
- GP visits
- 100% of MBS
- Specialists
- 85% of MBS
- Pathology & imaging
- 85% of MBS
- In-hospital treatment
- 100% of MBS
- Private hospital network
- Prescriptions
- $50 per item · $500 a year
- Emergency ambulance
- Repatriation
- $20,000
- Hospital excess
- $0
- Direct billing
- Telehealth
- App claims
Waiting periods
- Pre-existing conditions
- 12 months
- Pregnancy and birth
- 12 months
- Mental health
- None
Similar policies
We send a payment link after you submit your order. Pay the premium first; eligible cashback is then returned to the account provided at checkout.
Policies are underwritten and issued by Australian registered health insurers; we handle the quote and the sign-up. The insurer’s policy document and PDS are the authority on price and cover.