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ahm OVHC Working Visa Lite
ahm · Basic (hospital only) · OVHC — visitors & workers
Our score 8.6 / 10Meets 8501No hospital excess
Medibank's budget brand. Consistently one of the cheapest single OSHC premiums, riding on Medibank's national network.
What is good
- Rare $0 hospital excess at this price point
- Access to the Medibank private hospital network
What to watch
- No out-of-hospital cover — GP visits cost you $80–110 each
- No pharmacy benefit
Benefit detail
- GP visits
- Not covered
- Specialists
- Not covered
- Pathology & imaging
- Not covered
- In-hospital treatment
- 100% of MBS
- Private hospital network
- Prescriptions
- Not covered
- Emergency ambulance
- Repatriation
- Not covered
- Hospital excess
- $0
- Direct billing
- Telehealth
- App claims
Waiting periods
- Pre-existing conditions
- 12 months
- Pregnancy and birth
- 12 months
- Mental health
- 2 months
Similar policies
We send a payment link after you submit your order. Pay the premium first; eligible cashback is then returned to the account provided at checkout.
Policies are underwritten and issued by Australian registered health insurers; we handle the quote and the sign-up. The insurer’s policy document and PDS are the authority on price and cover.